Limbe Leaf SACCO is a financial Cooperative fully committed to improving members welfare, by providing easily accessible loans, savings products and investment opportunities in shares.
male members
female members
GROUPS
COMPANIES
These are ordinary member shares which can be redeemed when a member decides to withdraw from the SACCO. Every member is required to contribute a minimum of K5,000.00 monthly as shares.
Withdrawals of these funds are not permitted, even if a member leaves the SACCO. This policy maintains the cooperative's stability as mandated by the Reserve Bank of Malawi.
This is a demand deposit account that provides unrestricted access to funds at any given time. Members can freely access their money without any limitations when needed, unless it is used as collateral.
Maximum amount granted to members at any time is up to 2 times Shares. The maximum repayment period is up to 36 months.
Maximum amount granted to members at any time is up to 2 times Shares. The maximum repayment period is up to 10 months.
Maximum amount granted to members at any time is up to 2 times Shares. The maximum repayment period is up to 6 months.
Maximum amount granted to members at any time is up to 2 times Shares. The maximum repayment period is up to 10 months.
Maximum amount granted to members at any time is up to 2 times Shares. The maximum repayment period is up to 2 months.
Kangachepe Scheme, is a funeral cover with an agreed maximum amount and CIC insurance covers members loans incase of death.
Vision
To evolve into a premier financial cooperative organisation for our members.
Mission Statement
We are in the business of mobilizing savings from members and providing financial products at competitive rates so as to enhance our members’ economic and social growth.
Our commitment is to offer member-owners opportunities to achieve economic independence, to enhance their standards of living and quality of life.
Slogan
“Easy Money”
Limbe Leaf SACCO proudly offers a convenient WhatsApp chatbot service designed specifically for our members. This innovative feature allows you to effortlessly check your account balances anytime you need, providing 24/7 access at your fingertips. Whether it’s day or night, you can keep tabs on your financial information with ease, ensuring that you stay informed and in control of your finances whenever it suits you.
MEMBERSHIP APPLICATION FORM 85.97 KB
LOAN APPLICATION FORM 455.93 KB
PAYROLL ADJUSTMENT FORM 318.92 KB
1. Purpose
The WhatsApp Chatbot is designed to provide members with quick and convenient access to basic SACCO services and information, such as:
Account balance inquiries for:
SACCO news and announcements
Contact and support information
2. Availability
The chatbot is available 24/7.
Live support may be limited to SACCO business hours: Monday-Friday 8:00AM to 3PM
3. Data Privacy
All data shared via WhatsApp is treated confidentially.
Do not share your PIN, passwords, or sensitive personal details on chat.
The SACCO will never request your credentials via WhatsApp.
4. Security
Members are responsible for keeping their devices secure.
The SACCO is not liable for any losses resulting from unauthorized access to your phone.
5. Acceptable Use
Only SACCO members may use the chatbot.
The service must not be used for spamming, threats, or abusive behavior.
Misuse of the service may result in suspension of access.
6. Limitations
The chatbot provides informational and basic services only.
Complex inquiries and transactions must be handled in person or via official SACCO channels.
Our Vision is to become the most
& innovative SACCO in malawi
©Copyright 2025- lltcsacco |Crafted by: SACCO ITO